A city pandemic loan program intended to help out small businesses in lower-income neighborhoods and communities of color has left out a swath of Manhattan's Chinatown. In late November, the city's Department of Small Business Services launched a $35 million low-to-moderate income storefront loan program. Small businesses in certain neighborhoods could receive up to $100,000 in a zero-interest loan. The funds would provide loans for at least 350 businesses across the city, depending on the size of loans allocated. To qualify, businesses need to have fewer than 100 employees and be located in a low- to moderate-income ZIP code. But not all of Chinatown—a "hard-hit" neighborhood that was reeling from economic impacts from COVID-19 even before the city became the epicenter of the pandemic—was included.