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ROSCA

Out Of The Dark And Into The Light: The ROSCA Movement In Canada

Most Canadians have never heard of a Susu, Pardner, Hagbad, Chit Fund, or Tontine, collectively known by their academic name, ROSCA. But that’s about to change. Especially if Dr. Caroline Shenaz Hossein has a say—and the freedom to say it. For over ten years now, Dr. Hossein, award winning University of Toronto scholar, author, international speaker, and daughter of Caribbean immigrant parents, has been an unstoppable researcher and fiery advocate for the acceptance of ROSCAs as part of our financial system. Dr Hossein, also a founding member of the Banker Ladies Council, has been holding the torch through her research for over a decade