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community land trusts

The Rise Of Community Land Trusts In Hawai‘I

On Aug. 8, 2024, a new milestone was reached in the aftermath of the deadly Lahaina wildfire that destroyed 2,200 structures and displaced 12,000 residents on the island of Maui: A Lahaina nonprofit secured its first residential parcel for community ownership. 1651 Lokia Street, which once held a four-bed, three-bath house, sits empty. But one day, the property will accommodate a new main house and two accessory dwelling units — known locally as ‘ohana units — providing a stable, affordable home for an extended or multigenerational family.

A Unique Community Land Trust Making Homeownership Affordable

When Michael Haggins’ credit score disqualified him for a mortgage preapproval in 2021, he was crushed. A single father who grew up in Richmond, Haggins dreamed of owning a house in his hometown where his two sons could play freely. A shortage of just five credit score points — plus systemic inequities and a national housing crisis — left them all living with his mother. But today, Haggins is the proud owner of a home in Church Hill, thanks to Richmond’s Maggie Walker Community Land Trust (MWCLT) and its pioneering model for creating permanently affordable housing. “I don’t think I could’ve done it without their help, honestly,” says Haggins.