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Affordable Housing

People Earning Minimum Wage Cannot Afford To Rent Anywhere In The US

The figures are from the National Low Income Housing Coalition’s annual Out Of Reach report, which documents the affordability of rental housing to low-income families across the U.S. NLIHC arrived at its bleak findings by taking the cost of a modest two-bed rental home at fair market rent, as calculated by the Department for Housing and Urban Development (HUD) based on an estimate of what a family moving today would expect to pay. It then calculated the amount workers need to earn for these homes to be “affordable” – meaning they spend no more than 30 percent of their income on rent and utilities. The most expensive state is Hawaii, where the fair market rent for a two-bed rental is $1,879 a month, meaning workers need to bring in $36.13 an hour for rent to be affordable.

HUD Plan Would Raise Rents For Poor By 20 Percent

CHARLESTON, S.C.—Housing Secretary Ben Carson says his latest proposal to raise rents would mean a path toward self-sufficiency for millions of low-income households across the United States by pushing more people to find work. For Ebony Morris and her four small children, it could mean homelessness. Morris lives in Charleston, South Carolina, where most households receiving federal housing assistance would see their rent go up an average 26 percent, according to an analysis done by Center on Budget and Policy Priorities and provided exclusively to The Associated Press. But her increase would be nearly double that. Overall, the analysis shows that in the nation’s 100 largest metropolitan areas, low-income tenants — many of whom have jobs — would have to pay roughly 20 percent more each year for rent under the plan.

Rebel Cities 4: In Warsaw, “Rights To The City” Means Clean Air And Affordable Homes

“We fight for a fair, more resident-friendly and greener city, which follows the principles of sustainable development," explained Justyna Kościńska, board member of Warsaw's municipalist organization Miasto jest Nasze. Miasto jest Nasze means City is Ours. Started in 2013 by social activists, it is now a urban movement spreading from the capital across Poland. Kościńska continued: "Since 2013, City is Ours has been actively searching for solutions to problems such as chaotic urban planning and architectural policy, and the deficiencies of the transport network and infrastructure in this rapidly developing city."

It’s Time To Build New, Mixed-Income Public Housing

Is today the time to fight for public housing in the United States? That’s the argument of “Social Housing in the United States,” a new report published by the People’s Policy Project, an independent think tank. With half of the rental population facing the prospect of being rent-burdened, and with fewer than 1 in 3 of the 9 million families foreclosed during the recession likely to purchase homes again, something clearly must change in the way we approach housing and shelter. I spoke with Ryan Cooper, co-author of the report (with Peter Gowan), about current approaches to government intervention in the rental market, the politics of home ownership, why public housing needs to be mixed income, and what we can envision from a society that provides adequate, affordable housing to all of its citizens. Quotes from the interview are included in a piece on public housing published with In These Times.

This Is The Wrong Time To Cut Back On Public Housing

Housing and Urban Development (HUD) Secretary Ben Carson has answered President Trump’s call to shrink the social safety net. Carson recently offered a proposal that would triple the rent some of America’s poorest families have to pay before they get housing assistance. Housing advocates are appalled. If they’re pushed out of public housing, many low-income families could face housing instability at every turn. That could mean a lifetime of poverty, tenuous employment, and an unstable environment for kids. As of March 2018, the median cost of a new home is $337,200, placing home ownership out of the reach of many Americans. Even for those who try to reach it, redlining and discriminatory lending on the part of banks can render the possible impossible. An analysis from Reveal by The Center for Investigative Reporting found that black Americans in particular...

The Properties Of Property

One of them, the one we know most intimately these days, is that it causes social crises, such as the so-calling “housing crisis.” We know what the “housing crisis” is not. It is not a housing crisis. It is an “affordable housing” crisis. And it is a crisis of homelessness. It is called a “housing crisis” to fool people. But there are “Now Leasing” and “For Rent” signs all over town on market rate housing that most people in Berkeley cannot afford. The crisis of affordable housing results from a political failure to implement a simple proposition, that “housing is a human right.” That proposition cannot be implemented because property rights supersede human rights in the US (they don’t in other places). That is why city government throws up its hands, says “there’s nothing we can do” – besides organize studies and subcommittees.

Utah Seniors Form Co-op To Keep Housing Affordable

An affordable housing crisis is sweeping across the country, putting the squeeze on millions of people with modest incomes. I was one of the many older Americans whose retirement security was threatened by skyrocketing rents. But after a long, hard battle, my neighbors and I managed to beat back a redevelopment proposal that would’ve displaced our senior community. Our story might help others do the same. My community, Applewood Homeowners Cooperative, Inc., in Midvale, Utah, has long played an important role as an affordable housing option for many seniors on fixed incomes. Things started to change in 2013, when our community was purchased by a construction corporation called Ivory Homes.

Adults With Roommates At Highest Level In Decades

SEATTLE — Having a roommate as an adult may be fairly common in the first years out of college, but more older, single Americans are opting against living alone. In fact, one-third of adults now live with roommates, a byproduct of rising rents, a new study finds. Researchers at Zillow, an online real estate database, analyzed figures from a 2016 U.S. Census Bureau survey and recently interviewed more than 13,000 Americans, asking them about their experiences with renting and homeownership. With rents jumping in many major cities, the number of single adults in America living “doubled-up” with roommates is at its highest since at least 1990. One component of their inquiry looked at doubled-up households, which are those in which two or more working-aged adults — none of whom are romantically involved — live together.

Affordable Housing Movement Rises From Foreclosure Crisis

By Michael Arria from In These Times. Over the last few years, housing activism has boomed—a trend that transcends the issue of rent control through its focus on halting gentrification and protecting low-income people of color from displacement. This work is even more important in the era of Trump, as the GOP is actively pushing a tax plan to benefit the richest members of U.S. society. House Republicans just passed a tax plan that will cut corporate rates down to 20 percent while increasing taxes for households that make between $10,000 and $30,000 a year. The movement has taken hold throughout the country, and it’s recently chalked up a number of important victories. After activists staged a hunger strike in San Jose, lawmakers approved some of the strongest renter protections in the nation. Seattle’s city council was pushed to end housing discrimination against formerly incarcerated individuals. Earlier this year, New York became the first city to guarantee attorneys for low-income renters facing eviction.

March At Baltimore City Hall Demands Affordable Housing Funds

By Staff of The Real News Network - TAYA GRAHAM: This is Taya Graham reporting for the Real News Network in Baltimore City, Maryland. Baltimore City activists have finally said enough is enough and are demanding that the city give residents money to invest in their community, not wealthy developers. A quick survey of the Baltimore City skyline reveals in stone and mortar what public tax incentive can produce. But the problem with this rising tide of gleaming towers is that the new construction is only widening the gap between the rich and poor, says community activist, Destiny Watford. DESTINY WATFORD: This tool will allow us to keep wealth in our neighborhood. It would allow us to build the things that we need in our neighborhoods because no one else in Baltimore knows what we need more than the people that live there. TAYA GRAHAM: Incentives funded by residents who can't afford to live in the buildings their tax dollars produced. BONNIE ORRAVENLEE: I'm here because I am pissed off and I am outraged because people are dying in the street every day. TAYA GRAHAM: And who are now demanding change. TARELL ASKEW: We need for our city leaders to be more than leaders at the podium. We need for them to join us and this great cause of building the city into a better place to live and building us all into better people to live in it.

Tiny Homes Banned In U.S. As Govt Criminalizes Sustainable Living

By Staff of Daily Curiosity - As the corporatocracy tightens its grip on the masses – finding ever more ways to funnel wealth to the top – humanity responds in a number of ways, including the rising popularity of tiny houses. These dwellings, typically defined as less than 500 square feet, are a way for people to break free of mortgages, taxes, utility bills and the general trappings of “stuff.” They’re especially attractive to millennials and retirees, or those seeking to live off-grid. But government and corporations depend on rampant consumerism and people being connected to the grid. Seeking actual freedom through minimalist living should seem like a natural fit for the American dream, but the reality is that many governments around the country either ban tiny homes or force them to be connected to the utility grid. “As of now, few cities allow stand-alone tiny houses. Most communities have minimum square footage requirements for single-family homes mandating that smaller dwellings be an “accessory” to a larger, traditional house. Many also have rules requiring that dwellings be hooked up to utilities, which is a problem for tiny-house enthusiasts who want to live off the grid by using alternative energy sources such as solar panels and rainwater catchment systems.”

National Low Income Housing Coalition On Tax Proposal

By Diane Yentel for Natinal Low Income Housing Coalition. WASHINGTON, D.C.- The tax reform legislation proposed by House Republican leaders takes a historic step in directly revising the mortgage interest deduction (MID), a $70 billion annual tax expenditure that primarily benefits higher income households—including the top 1% of earners in the country. The Republican tax proposal makes sensible reforms in lowering the amount of a mortgage against which the MID can be claimed to $500,000 for new home loans and doubling the standard deduction. This change to the MID would impact fewer than 6% of mortgages nationwide and would save an estimated $95.5 billion over the first decade.

Housing Justice Groups Align As National Movement Grows

By Jess Clarke for Homes for All - Renters across the US are beginning to rise up against the housing affordability crises that is hitting cities, towns, suburbs and even rural regions of the country. Since the mass evictions brought on by the foreclosure crisis, the number of renters has grown. Six million were added when they were pushed out of home ownership by the banks and millions more began to rent as young workers entered the labor market to face a decade of recession. Renters are now more than 50% of the population in the top 100 US cities, and high rents coupled with stagnant wages mean that over 50% of these renter households now pay unaffordable rents.[1] These two tipping points mean renters are poised to emerge as a powerful block in local and national politics. In September of 2017, this rising tide of discontent was mobilized. Over one hundred organizations in two dozen cities and towns staged fifty coordinated demonstrations during a national Renter Week of Action and Assemblies (RWAA) organized by the Homes For All Campaign. They demanded universal rent control and eviction protections, full funding for the Housing and Urban Development Department (HUD), an end to subsidies for corporate landlords, the right of all tenants to organize and bargain collectively, and long-term community control of land and housing.

Newsletter – Greater Austerity Coming Unless We Act

By Margaret Flowers and Kevin Zeese. As one of the world's richest nations, the US stands out for having the greatest wealth divide and high levels of poverty. Over the past 40 years, wages have stagnated and, as Lynn points out, "the richest one percent took more than half of all income growth since 1979." Currently, the top 0.1 percent have wealth equal to the bottom 90 percent. It isn't a matter of whether the US has enough money to support basic necessities like health, education and housing, but who has the wealth in the US and where our tax dollars are being spent.

9to5 Colorado Fights For Renter’s Rights, Affordable Housing

By 9to5 Colorado. Colorado - Community members from Denver, Aurora, Westminster, and Commerce City came together to participate in the National Renter’s Week of Action alongside other affiliates of the Right to the City Homes For All campaign. These impacted community and non-profit organizations behind the following local actions are all part of a statewide coalition called Colorado Homes For All, which was formed as a response to the national and local housing crisis. Colorado kicked off the National Renters’ Week of Action here locally with “Evicting THE EVICTOR,” an action that exposed the Tschetter, Hamrick and Sulzer Law firm that represents 80% of corporate landlords across Colorado.

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